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No, reach under the bottom corner of the side cover and feel for a clip,(circled) push it up and pull the panel out towards you. There is a pin at the back, once the bottom clip and front are loose it should pull forward and off. The clip on the bottom and the pin at the back tend to break off, the PO may have rigged up something different.
There are two pins which push into holes behind the panel. On back center of panel is another pin holding a rubber bushing which slides over a longish straight metal hook attached to the frame and oriented front to back. This opens to the rear of the bike. I have this on my 1991 RT. I pull directly towards me at top (position towards front of bike) enough to pull pin out and then do same at rear of panel. When both free you can move panel and see third grommet thing around metal hook. Wiggle panel gently and slide to rear of bike.
To reattach get grommet thing around metal hook first then reposition so pins are at holes and push with heel of hand until in. I usually give it a firm push.
Same on other side.
I haven't seen a bike with the cover in the third picture but I am almost exclusively dealing with K100's so haven't seen many K75's (especially the later models).