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Progressive will give you an immediate quote online, no need to speak with anyone. (At least in CA; I suppose other states might be different.) If nothing else, have a comparative data point in hand when you call your insurer.
2008 RT. with maximum safe drivers discount included for me.
3 million Liability through BCgov't by mandate $1274. (Liability ins mandated, not the 3 million)
Rest through private insurer $714
If did all ins with BC gov it exceeds $2800 per year.
My 2011 Lexus 350 convertible costs less to insure
When I got my beemer, I called my agent. She got me a quote from Progressive that was about 1/4 of what our regular underwriter quoted for less coverage. She said she is a rider and also insures with Progressive.
When I got my beemer, I called my agent. She got me a quote from Progressive that was about 1/4 of what our regular underwriter quoted for less coverage. She said she is a rider and also insures with Progressive.
Several years ago, I went insurance shopping for my motorcycles. I checked with a lot of folks but concentrated on the various associations and outfits claiming large savings for motorcycles. The rates varied widely with many of them but most of them had on thing in common. When questioned as to the insurance company, most were selling Progressive. For me, the best rate I found at the time was Progressive on-line. Since that time, other national companies have gotten their rates down but their adjusters don't know how to handle motorcycle claims. I was hit in the rear and found myself laying in the road about a week and a half ago by a nice 84 year old man who was insured with Allstate. I was sore but uninjured but my ride has damage to the rear and the right side. The Allstate adjuster looked at the damage promptly but had no idea what she was looking at (nice lady I have known for 30 years). They are still working on an estimate. Progressive has motorcycle specific adjusters that would have had the claim settled by now.
...Check into Foremost!!!!...
That's interesting, because my head had begun wandering through thoughts about "...how well do each of these companies settle claims?..." The sharp end of the deal, sort of thing! Certainly, online, Progressive is showing ahead in the numbers race right now, and hearing that about knowledgeable adjusters... Hmmmm....
Two weeks after my accident, Allstate finally made me an offer on my total loss. It was $700 less than the only comparable unit they found and about the same under NADA retail. All of the other comparables were different year models or listed in fair condition with excessive miles. The comparable units were as close as 138 miles from me to as far as 338 miles from me. How does that reflect local market value?
They sent it to the total loss settlement unit and away from my adjuster friend. This will be fun. I was an insurance adjuster for over 31 years and I will know more about the procedures and laws regarding claims settlements. I have 5 years to settle the property damage part and 2 years for my "injury".