Hi all, I just had my tire claim denied as they said the tread on my existing tire was too low. I had a 3 inch nail/spike in my rear tire. I admit my tires were getting worn, but not sure why they denied the claim completely-they are not paying for replacement tire, changing of the tires, balancing-nothing at all, just completely denied. I have had this coverage for 6 years and this is my first claim. Kind of feels like when you pay year after year to your insurance company and the first time it you have a claim, it is denied. Has anyone else experienced this?? Not sure if this is somethig MOA should be aware of?? thx