Hi all. I wanted to ask if anyone has had an experience (good or bad) with American Modern insurance, which I gather gives a discounted rate for MOA members. I'm currently with Geico. Have never had a claim, but people I know who did had a good experience. But the quote I got from American Modern is much lower than what I pay now, and that includes insuring my 1972 R75/5 as a restored classic (est. value $6,000) instead of book value (est. value $1,000).