"Risk/reward." One of the things you do as a project manager, is to study the risks associated with your project. There's a whole discipline called "risk management" devoted to it, because of its importance. You identify the risks and then quantify the probability of it occurring and what the costs will be. It gives you a way to prioritize, find solutions to your risks and at least mitigate those risks. It's just as applicable to construction projects, building airplanes, riding motorcycles or taking international trips. To ignore the risks and not plan for them, is to encourage failure.
I'll bet each person reading this, practices risk management in their motorcycle riding. We wear helmets, and wear riding gear to protect ourselves in the event that risk (of falling) becomes a reality. We ride at a speed on the roads that is dictated in our minds by an evaluation of the risk involved in riding faster, whether it is because of the risk of a ticket or the risk of an accident. Chances are that when we see someone weaving in and out of traffic on a sport bike with flip-flops, and just a t-shirt and shorts for clothing, we make a judgment in our minds. You could easily make an argument that that "zoom-splat" is living life to the fullest, ...and you riding as you normally do, are not. You might even think in the back of your mind that if they keep riding like that, they won't pass on their DNA and might become an organ donor.
And if you don't think that, and you refuse to admit that you make that judgment...then follow their example the next time you ride.

I'll bet you won't.

You practice risk management, even if you never thought of it that way before. You can still enjoy the adventure each of us finds in riding down the road, and not be stuck on a couch the rest of your life.
Here's an example from my personal life that I think might help. For seven years, I went in the local county jail to share the Bible with men. I loved it and enjoyed the interaction with the men. Most of the men I saw were in for minor drug charges, DUI or domestic violence. Towards the end, they moved me to a different cell block. These men were openly planning their next big drug deals for when they got out. It was a group of hardened and violent men. I realized that if we weren't in the jail with the safeguards I had in there, the situation would be dramatically different. If I was in their neighborhoods on the outside — I would be prey and they would be the predators. There's no way I'd walk alone in their neighborhoods without doing something to mitigate the risk. I'd end up dead or close to it in a very short time.
Whether seeing these men in the jail, or walking down their streets, I would be living life far more than watching the Simpsons (which I don't). But one would be totally foolhardy.
Chris