I decided to get a scooter to replace my R80RT due to my short inseam and age. The BMW scooter is too tall so I bought a Burgman 400 (used). I transferred the tags and insurance today. Progressive told me that the liability insurance is going to be an additional $12 until renewal next August. They go from insuring a 800cc motorcycle to a 400cc scooter and increase the premium? The increases in the past have always been explained as being because of a larger engine and/or a higher risk type of bike. To me, this makes no sense.