While I'm not hard core atgatt, I cover up reasonably well on a 2 wheeler. With the side car and warmer weather though, I'm going jacket-less and don't feel nearly as vulnerable as I would on my K75. Still wear a helmet, just less gear. Don't really need a lecture on the horrors of road rash, just wondered if anyone else felt the same.
On another note, anyone have a seat belt in their hack? I put one in mine (anchor holes already there) mainly just because the kids are so used to wearing one in the car, they feel more comfortable with it. Can't decide if it would be an asset or a liability in an accident.